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How to Practice Breathing Habits to Be More Grounded

In today’s fast-paced world, grounding oneself has become a necessity. One of the simplest and most effective ways to achieve this is through intentional breathing. Breathing habits not only calm the mind but also help reconnect the body to the present moment, fostering a sense of stability and control. Cultivating these habits can transform the way we handle stress and engage with daily life. Why Breathing Matters for Grounding Breathing is an automatic process, yet its impact on mental and physical well-being is profound. When stressed or anxious, people often breathe shallowly, exacerbating feelings of panic and tension. By focusing on deep and rhythmic breathing, individuals can activate the parasympathetic nervous system, which promotes relaxation and restores balance. Steps to Establish Grounding Breathing Habits Start with Awareness The first step is to become aware of your natural breathing pattern. Take a moment to notice whether your breath is shallow, quick, or irregular. A...
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Opportunities for Growth: Insights from a Leading NBFC’s Performance

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For beginner investors, understanding how successful companies operate can provide valuable guidance. The recent achievements of  Poonawalla Fincorp in Q3 2025 offer an excellent opportunity to explore the fundamentals of financial growth and strategic planning.  Disbursements and Financial Health Poonawalla Fincorp reached ₹7,150 crore in Q3 2025, a rise from ₹6,313 crore in the previous quarter. For investors, such growth highlights a strong demand for its products and effective loan management strategies. Additionally, its Assets Under Management (AUM) increased by 9% to ₹30,950 crore. AUM growth is a critical metric for investors, as it reflects a company’s ability to expand its portfolio while managing risks. The NBFC also reported robust liquidity of ₹4,800 crore for 2024, ensuring financial stability and the capacity to meet future obligations. Profitability as a Key Indicator The NBFC’s profitability provides a clear example of efficient financial management. Its net p...
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The Beauty of Small Traditions

Life is filled with grand celebrations, but it’s the small, everyday traditions that often bring the most comfort and joy. Whether it’s a Sunday morning ritual, a favorite family recipe, or an annual gathering with friends, these seemingly simple practices carry immense value. Why Small Traditions Matter Small traditions are like anchors in our lives. They provide a sense of stability, something to look forward to amidst the chaos. They connect us to our roots, remind us of cherished moments, and create a sense of belonging. Unlike major events that happen once in a while, these traditions are consistent, weaving joy into the fabric of our daily lives. They’re a gentle reminder that happiness often lies in the ordinary. Examples of Small Traditions Morning Coffee Rituals Whether you enjoy it alone in silence or share it with a loved one, that first cup of coffee sets the tone for your day. It’s a small moment of mindfulness that feels comforting. Family Dinners Gathering around the t...
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The Art of Fast Thinking: Making Quick Decisions with Confidence

In today’s fast-paced world, the ability to think quickly and make sound decisions is a valuable skill. Fast thinking doesn’t mean acting recklessly or impulsively; it involves processing information efficiently, relying on experience, and trusting your instincts to arrive at effective solutions when time is limited. What is Fast Thinking? Fast thinking, often referred to as intuitive or reactive thinking, is a mental process that relies on immediate impressions, learned patterns, and instinctive responses. Unlike slow, deliberate reasoning, fast thinking works best in familiar situations or under pressure, where time for analysis is minimal. This type of thinking is guided by the brain’s ability to recognize patterns and draw from past experiences. It’s why a firefighter can quickly assess a dangerous situation or a chess master can anticipate an opponent’s move in seconds. When to Rely on Fast Thinking Fast thinking is most effective in specific situations: Emergencies In high-press...
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How Non-Convertible Debentures Offer Stability in Volatile Markets

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Non-Convertible Debentures (NCDs) have carved out a significant space in the world of fixed-income investments, providing a steady stream of returns and a relatively safer alternative to market-linked instruments. For investors looking for predictable income without the unpredictability of equities, NCDs present a reliable option. Their growing adoption across sectors underscores their importance in navigating financial uncertainties. What Makes NCDs an Investor’s Choice? NCDs are essentially debt instruments issued by companies to raise capital. Unlike convertible debentures, these cannot be exchanged for equity, making them purely an income-generating investment. They come with fixed interest payouts, often surpassing traditional instruments like fixed deposits in terms of returns. For instance, Poonawalla Fincorp recently announced plans to raise Rs 190 crore via secured NCDs with a coupon rate offering 2% over the applicable rate. This move reflects how companies use these instrum...
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